The Private Bank Credit Support Officer - Bank of Hawaii
Bank of Hawaii
Financial Services - Banking/Investment/Finance
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Does this sound like you? Are you ambitious? Want to make a difference in people s lives? Do you thrive in an environment that leverages your abilities as a fast learner, good listener, and problem-solver? If you love challenges, relish complexity, and have moxie, consider applying your unique talents with a Hawaii banking leader Bank of Hawaii. Here you can be at the forefront of whatever you do. Welcome to your tomorrow! A day in your life as a Credit Support Officer Under the direction of The Private Bank (PB) Senior Lending Officer (SLO), The Private Bank Credit Support Officer (RCSO) identifies and evaluates credit risks associated with clients to enable a credit decision to be made, coordinates requests for credit assistance, performs analysis of credits, supports structuring of sound credit facilities and is responsible for monitoring of segments of the portfolio. Assists in business unit s compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act. We ll give you these important responsibilities Performs financial analysis and cash-flow projections and written requests for credits in accordance with current Bank standards and guidelines and provides analysis to support pricing rationale. Supports RMs efforts to develop a more comprehensive understanding of client s financial condition/strategy and financing need in order to deal screen productively with other credit groups. Prepares term sheets and approval letters in a timely manner. Participates in staff meetings and on joint calls with RMs as appropriate. Coordinates effectively with Relationship Managers (RMs), other credit groups and documentation and booking services to expedite credit requests. Processes loan packages efficiently including review for completeness and accuracy. Communicates missing items, discrepancies and gaps in the process clearly with all stakeholders to ensure smooth and timely end-to-end performance. Reinforces the credit culture of the Bank. Works under the direction of The Private Bank staff, and other credit officers to structure sound credit facilities and promote excellence in evaluation and communication of credit risk in accordance with federal, state, Bank and division s safety and soundness and compliance guidelines. Reviews daily overdraft report and recommends or facilitates approval for the appropriate disposition of the overdraft. Prepares and distributes a weekly summary of follow-up resolutions needed to enhance management oversight. Conducts periodic monitoring of segments of the portfolio such as credit facilities collateralized by marketable securities and validates the data integrity of new loan bookings. Manages the process for resolution and ensures timely distribution of the reports. Performs all other miscellaneous responsibilities and duties as assigned. Qualifications if you come to us with these qualifications Education: Bachelor s degree from an accredited institution with course work in business and/or economics or equivalent work experience. Experience: Minimum 3 years of commercial or private banking credit or equivalent work experience. Requires basic analytical skills, understanding of credit and cash flow analysis, and proficiency with credit software. Performs assigned job functions under close supervision of senior officers. Technical Skills: Demonstrated proficiency with personal computers and Microsoft applications (Outlook, Word, Excel, and PowerPoint) or similar software. Knowledge of or ability to use Bank software and systems. Other Job Qualifications: Demonstrated verbal and written communication skills including presentation skills. Able to demonstrate strong analytical and quantitative skills, with excellent attention to detail. Must be able to meet deadlines and handle multiple priorities. Must possess working knowledge of accounting skills. Possesses good interpersonal skills and client servicing skills to meet the Bank s standards. Must always follow up and follow through. Able to work flexible hours including weekends, evenings as needed or assigned. Must be able to provide own transportation or to operate a vehicle with a valid driver s license and commute as required. Able to travel by air as required. Associated topics: collections officer, credit, file, loan collections, loan collections officer, loan interviewer, mortgage, mortgage clerk, mortgage interviewer, verification
* The salary listed in the header is an estimate based on salary data for similar jobs in the same area. Salary or compensation data found in the job description is accurate.