• General Motors
  • $58,990.00 -96,120.00/year*
  • Lynnwood, WA
  • Financial Services - Insurance
  • Full-Time
  • 3800 176th St SW

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?The Senior Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers and other finance and credit sources.



  • Analyze credit data to determine the degree of risk involved in extending credit.
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and state/federal laws.
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality.
  • Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance.
  • Ensure compliance with applicable policies and procedures.
  • Ensure branch office cooperation with other departments, to maximize efficiency within the company.
  • Ensure all queues are worked to acceptable service levels.
  • Perform outbound telemarketing calls to the dealer customer
  • Conduct joint dealer calls with Dealer Account Representative (DAR) on an as needed basis.
  • Ensure proper documentation is received on all deals
  • Qualifications


  • Knowledge of sales, credit and funding processes in consumer finance
  • Working knowledge of consumer credit, credit laws and regulations
  • Knowledge of the retail automobile finance industry
  • Knowledge of indirect retail auto financing
  • Knowledge of the Companys credit policies
  • Knowledge of motor vehicle retail installment documentation
  • Knowledge of State regulatory requirements
  • Knowledge of Federal regulatory requirements
  • Knowledge consumer finance and banking environment
  • Skills

  • Ability to work under pressure
  • Strong analytical and problem solving skills
  • Effective oral and written communication skills
  • Ability to positively motivate, develop, coach and lead others
  • Negotiation skills
  • Credit underwriting skills
  • Presentation and communication skills
  • Strong work ethic
  • Customer relations skills
  • Ability to multitask
  • Innovative thinker with strong ability for strategic vision
  • Display commitment to continuous improvement of business
  • Sales skills necessary to develop and maintain productive dealer relationships
  • Ability to professionally represent GM Financial
  • Ability to work under pressure and make decisions in a fast-paced environment
  • Education

  • High School Diploma required
  • Bachelors Degree preferred
  • Experience

  • 2-3 years experience preferred
  • Work Condition

  • Occasional overtime or split shifts may be required;Subject to stressful situations;harsh language from customers;normal office environment;Strong focus on providing quality service to internal and external customers;Work a flexible schedule including extended business hours, weekends and holidays;Flexible schedule with possibility of working long hours;Subject to daily service level requirements;Limited travel may be required to support business needs;Must be able to deal with stressful office conditions while troubleshooting problems
  • Options

    Associated topics: broker, guest, health, inside sales, insurance agent, insurance sales agent, lead sales agent, life insurance agent, phone, sales associate

    * The salary listed in the header is an estimate based on salary data for similar jobs in the same area. Salary or compensation data found in the job description is accurate.

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